Way to much lying....?

Some men have double lives, such as a whole other wife and family. Not sure if this is your husband or not, but it sure sounds like it could be. Also, maybe he has a gambling addiction. I wouldn't rule out cheating either. There's no reason for him to lie to you otherwise. I'd suggest to him that you both get some marriage counseling and see if that helps. Otherwise, I would have to tell him to hit the road.